Tools
Run your own numbers
Interactive calculators built on current CRA rules — change an input, watch the answer move. No sign-up, nothing stored.
Canadian Income Tax Calculator
Federal and provincial tax on T4 income, with CPP, CPP2, and EI — and the real payback on every RRSP and FHSA dollar.
Open the calculator All 13 provinces · 2 minTax & take-home pay
Canadian Income Tax Calculator
2026 federal + provincial tax on T4 income, with an RRSP optimizer.
Open the tool →RRSP vs TFSA vs FHSA
Which account to fill first, based on your bracket today and at retirement.
Coming soonFor incorporated business owners
Salary vs. Dividends Calculator
Compare after-tax outcomes of each pay mix, integrated corporate and personal.
Coming soonMortgage Affordability
What you can carry under the stress test — and what it costs monthly.
Coming soonWant a tool that doesn’t exist yet? Tell me what decision you’re stuck on — the best tools here started as reader questions.
These tools are general education, not personalized financial advice.