RESP: How Much to Save for a Kid — and the Free Grant Money
How much should you save in an RESP? About $2,500 a year captures the full 20% CESG grant: $500 a year, up to $7,200 per child. Start early and let it compound.
The 3-Year Newcomer Financial Roadmap: From Arrival to Year 3 in Canada (2026)
The 3-year newcomer financial planning Canada roadmap — Year 1 establishing, Year 2 stabilizing, Year 3 growing. Calgary CFP walkthrough of 2026 TFSA/RRSP/FHSA/HBP rules, CCB and CESG, and the Year-3 decision gates for incorporation, home purchase, and family sponsorship.